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BTM Year 2022 Year-End Review
It’s been a ride for 2022, especially the 2nd half. Stocks have tumbled, Celsius and FTX collapsed, sold my car (Yups~). Much have happened and if you’re in the same boat, well, I…
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(Guest Article) Flood Insurance: Highlights of 2021
Been a long time since I have an update! Today, here’s a guest article that is quite relevant for Malaysians for my dear readers to enjoy whilst I start conjuring up my article…
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BTM Year 2022 Mid-Year Review
It’s mid-year! Time to take stock of how things are going financially. We know stocks and crypto has taken a big hit this year so far. So let’s look at the numbers. Side…
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Comparing on-demand streaming services (Netflix, Disney, etc)
Today I’m going to be selfish and write about something that I’m doing research for myself on! If you’ve been following, I recently bought a new home to move in to, and is…
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Increasing income: Over 50% increment
There was a time during my career lows that everything was muddied and increment / promotion / bonus was like breathing in space (= impossible). That was also a prime learning point that…
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Are we rich?
Whoo! It’s been quite hectic for me! Haven’t had the time to produce contents as I’m spending most of my time on the trio of things – Work, Reno, Wedding planning! That’s why…
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The Power of Leverage (Debt)
Time and time again you see people, especially in the personal finance space, condemn debt/borrowings/loans as something that we should not have to achieve financial freedom. On the other hand, we have the…
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Investing minds during market crashes
As the market enters a mini correction phase, I started to see people panic and a lot of “interesting” comments surfaced. It’s clear that fear flooded a bunch of people, whilst greed infected…
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My opinion on EPF withdrawals
Coming out of the COVID pandemic (yes, I know we’re not out of it yet) lockdowns from last year, I’ve been seeing a lot of news headlines on Employees Provident Fund (EPF) and…
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BTM Year 2021 in Review
Happy new year! As we welcome 2022, it is also time to reflect back at Year 2021 and see far we’ve come. Without further ado.. Here’s mine. Net Worth Tracker Net worth is…