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BTM Year 2022 Year-End Review
It’s been a ride for 2022, especially the 2nd half. Stocks have tumbled, Celsius and FTX collapsed, sold my car (Yups~). Much have happened and if you’re in the same boat, well, I…
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BTM Year 2022 Mid-Year Review
It’s mid-year! Time to take stock of how things are going financially. We know stocks and crypto has taken a big hit this year so far. So let’s look at the numbers. Side…
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Increasing income: Over 50% increment
There was a time during my career lows that everything was muddied and increment / promotion / bonus was like breathing in space (= impossible). That was also a prime learning point that…
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My opinion on EPF withdrawals
Coming out of the COVID pandemic (yes, I know we’re not out of it yet) lockdowns from last year, I’ve been seeing a lot of news headlines on Employees Provident Fund (EPF) and…
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BTM Year 2021 in Review
Happy new year! As we welcome 2022, it is also time to reflect back at Year 2021 and see far we’ve come. Without further ado.. Here’s mine. Net Worth Tracker Net worth is…
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Allocating Bonus Income (excess cash)
Merry christmas and a happy new year! As the year is coming to an end, comes the time to finalize all appraisals and start anticipating for bonuses. Hence, I think it’s timely to…
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How my money is being used?
It’s been a busy and tiring week, what with the economy opening up, work, tales of arise and squid game. So, this weekend it’s going to be a short post. Background So there…
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BTM Year 2021 Mid-Year Review
In the blink of an eye… and 6 months has gone by. Most of it spent stuck at home and getting frustrated at how the country is being “managed”, if we could even…
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BTM’s Year 2020 in Review (Financial)
Happy new year! It’s that time of the year where everyone refreshes to conquer the new year. Have you made your resolutions? I find that new year’s resolutions don’t work well for most…
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You Are Worthy of Greatness
The month of December begins for the year of 2020, which is filled with virus, lockdown, work from home, masks and gloves. It also marks the countdown to the end of the year.…