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Should I settle my loan early (prepayment)?
That seems to be a question I’ve been seeing a lot and, coincidentally also, a lot of people responded with a resounding “Yes”. I’ve also seen some high profile personal finance people preach…
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Spending with Cash, Debit, Credit Cards, E-Wallets
Let’s start with a story Once upon a time, the society earns a living by the trade that they are born into. Some plant vegetables, some herd sheep, some mine for materials, etc.…
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Treats Fair: The Benefits of Credit Cards
Credit cards are one of the best financial products ever offered. Sadly, this world has tainted them with horror stories where cardholders get themselves into mountain of debts. But it doesn’t need to…